Plumeria Credit is the trade name of Plumeria Accord Holdings LLC, a Delaware limited liability company that buys charged-off commercial accounts. When we buy a portfolio, Plumeria Accord Holdings LLC becomes the owner of the accounts and the successor in interest to the original creditor or funder.
We buy from banks, non-bank lenders, funders, fintech platforms and other owners of charged-off commercial accounts.
We buy charged-off commercial debt and receivables portfolios, including:
Every account we buy is commercial: an obligation a business took on for business purposes. A merchant cash advance is not a loan. The original funder bought a portion of the business's future receivables, and when we acquire the agreement, Plumeria Accord Holdings LLC takes the funder's place as purchaser under its terms.
We consider both one-time portfolio sales and forward flow, meaning ongoing purchases.
An inquiry or review does not guarantee a bid or a purchase.
Please don't send account-level data until an NDA is in place.
Email support@plumeriacredit.com or call (844) 430-1555, Monday–Friday, 8:00 a.m.–5:00 p.m. Eastern Time. You can also reach us through our contact page.
We buy charged-off commercial debt and receivables portfolios, including small business loans, lines of credit and merchant cash advance (receivables purchase) agreements, from banks, non-bank lenders, funders, fintech platforms and other account owners.
Yes. We consider both one-time portfolio sales and forward flow, meaning ongoing purchases.
A short description of the portfolio: asset type, number of accounts, face value and charge-off dates. Please don't send account-level data until an NDA is in place.
After your initial inquiry, we sign an NDA and review a data file. If the portfolio is a fit, we make a bid and, if the bid is accepted, move to a purchase agreement. An inquiry or review does not guarantee a bid or a purchase.
Have a question about an account Plumeria owns? See our FAQs.